by Mike White

I’m sure you’ll all be pleased to know that even during these times of the credit crunch there is still one industry enjoying a growth period, unfortunately, it’s Identity Theft … the easiest way for fraudsters to blight your life and stress you still further!

So how do you combat the risks of having your identity stolen? This is not just people copying your clothes and hairstyle, they want a quick and easy way to profit from your financial and business data, your NHS number, your Passport details, your bank account and savings information, even your pension plan.

Do you know how easy it is to get a copy of your own or somebody else’s birth certificate? TOO easy!!! Do you routinely shred your bank and credit card statements after processing them?

Well that’s just common sense isn’t it?, but do you also shred all the promotional bumf, special offer balance transfer rates, why not have one of our wonderful credit card pamphlets et al, all of which have your name and address printed on them?

You don’t care about that, you bank online, BIG DEAL you’re just as much at risk as someone who throws all the junk mail post in the bin if you are not protective of your online presence. For example do you use the same password for all your banking? Well yes, how many of us can remember all the passwords needed without breaking the terms and conditions of paragraph 8 subsection 5 which states “do not write down your password”.

Digital data theft is another easy way for somebody to steal your identity. Many computer users fail to install anti virus measures so leave themselves vulnerable to information theft by key logging software that can record your every keystroke. Equally when you buy a new computer how do you get rid of your previous one?

You need to take sensible precaution when disposing of old or unused computers and laptops (or hard drives). Selling them on one of the many auction sites may earn yourself a little extra pocket money, but are you aware that even if you have formatted the drive you have just given away all your personal data. Hard drive recovery experts are only limited to professional companies, the criminal element have access to this capability as well.

Did you know you can have a hard drive which you no longer require either shredded or securely wiped so that your details are no longer recoverable?? The drive can be physically shredded into little pieces even the top data recovery companies or jigsaw enthusiasts could not reassemble your data then, like wise the drive can be secure wiped and just the motor and heads used for parts by hard drive recycling companies.

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